Wagyu turns USDT into Monero with no account and no identity check. Send Tether from Ethereum (default) or BSC to a one-time deposit address, and receive XMR at your Monero address. Fee 2%, shown in the quote. Minimum about $20. About 2 minutes. USDT on Tron cannot be sent to Wagyu today: use the Ethereum or BSC version, or receive USDT on Tron when you swap the other way.
How the USDT to XMR swap works
- Pick the USDT network and enter your Monero address. Ethereum (ERC-20) by default; BSC (BEP-20) is cheaper to send. The deposit address depends on this choice, so set it before creating the order.
- Send USDT to the deposit address. Exact amount, from any wallet or exchange withdrawal on that network.
- Confirmation and execution. The stablecoin leg goes through a decentralized aggregator, the XMR leg trades on Hyperliquid's orderbook.
- XMR arrives at your address.
Fees, minimum and time for this route
- Fee: 2% plus a Hyperliquid taker fee of about $1 per $1,000, in the quote. Your network fee for the USDT transfer is on top: a few dollars on Ethereum, cents on BSC.
- Minimum: about $20 of USDT.
- Time: about 2 minutes based on recent completed swaps from either network.
Times are approximate for the default network, from deposit detection to swap completion. Confirmations, order size and your selected network can change the timing. XMR can appear in your wallet before it becomes spendable.
Why buy Monero with USDT on Wagyu
Stablecoins are how most people hold value between trades, and USDT is the one exchanges let you withdraw everywhere. Swapping it to Monero is the simplest way to get XMR without KYC: no fiat, no card, no account, just a transfer you already know how to make. Wagyu screens the deposit before the swap and refunds a blocked address to its origin; its compliance policy only allows freezing under a valid court order or an order from a duly authorised government authority.
Frequently asked questions
Can I send USDT on Tron (TRC-20)?
Not today: Tron is a destination network on Wagyu, not a source. Send USDT from Ethereum or BSC, or withdraw from your exchange on one of those networks.
Which USDT network is cheapest?
BSC, at a few cents of network fee. Ethereum costs a few dollars of gas. Wagyu's fee is the same 2% on both.
How long does USDT to XMR take?
About 2 minutes based on recent completed swaps.
Is there a minimum?
Yes, about $20 of USDT.
Is the rate fixed when I send?
The quote is an estimate and the deposit amount is exact. The XMR you receive follows the orderbook during execution; large amounts are sliced to keep slippage low.
Do I get a receipt?
The order page keeps the deposit, the execution and the Monero transaction id, accessible with the order's private session key.