Wagyu swaps Monero to USDT with no account and no KYC. Send XMR to a one-time deposit address and receive Tether on Tron (default, the cheapest network to spend from), Ethereum or BSC, at the address you choose. No Wagyu fee on swaps out of Monero. Minimum about $25. About 10 minutes.
How the XMR to USDT swap works
- Choose the USDT network and enter your address. Tron (TRC-20) for an exchange deposit or a payment, Ethereum or BSC for DeFi. Make sure the address matches the network.
- Send XMR to the deposit address. Exact amount, from any Monero wallet.
- Monero confirmations, then the stablecoin send. About ten minutes.
- USDT arrives at your address. Ready to spend, deposit or hold.
Fees, minimum and time for this route
- Fee: 0% from Wagyu. Provider cost inside the rate, about 0.7% on a 5 XMR test quote to Tron.
- Minimum: about $25 of XMR.
- Time: about 10 to 11 minutes.
Times are approximate for the default network, from deposit detection to swap completion. Confirmations, order size and your selected network can change the timing. XMR can appear in your wallet before it becomes spendable.
Why cash out XMR to USDT on Wagyu
Selling Monero on an exchange means an account, a deposit that some platforms block, and a withdrawal that can be frozen. Swapping XMR to USDT on Wagyu skips all three: no account, screening before the swap rather than after, and a policy that forbids freezing assets without a valid court order or an order from a duly authorised government authority. USDT on Tron is accepted by nearly every exchange and merchant, so it is the usual last step before spending. If something goes wrong with a route, the order asks for a Monero refund address and returns your coins.
Frequently asked questions
Which USDT network should I choose?
Tron (TRC-20) if you plan to deposit on an exchange or pay a merchant, it costs almost nothing to move. Ethereum or BSC if you need it in a DeFi wallet.
Is there a fee?
No Wagyu fee on XMR out. The provider cost is inside the rate, the quote shows the USD value in and out.
How long does it take?
About 10 minutes.
Is there a minimum?
Yes, about $25 of XMR.
Can I swap XMR to USDT on Tron and then back to XMR later?
You can receive USDT on Tron, but Tron is not a source network today. To come back to XMR, send USDT from Ethereum or BSC: USDT to Monero.
Is USDC available instead?
Yes: Monero to USDC, delivered on Arbitrum by default.

